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The application for the 2024-2025 F.I.R.E. (Forging Interest in Research and Engagement) Starters program is now open to Virginia Tech undergraduates (specifically, rising sophomores and/or students with junior standing, or students with at least 2 years remaining at Virginia Tech).   As a global land-grant institution, Virginia Tech is committed to serving individuals and society … Continue reading Application Open for 2024-25 F.I.R.E. Starters

Our new paper entitled “Systematic investigation of inadequate food access at a large southeastern land grant university,” is now available at PLOS ONE. Abtract: Over the past decade, the impact of low food security on student well-being and academic performance has become a growing concern at institutions of higher education across the U.S. This mixed … Continue reading New Paper on Food Access and Security

A project’s success depends on having a detailed task plan. How can you perform tasks without having a plan for them? You and your team can produce the ideal work plan with the assistance of a perfect work plan template. Organizations can determi...

Developing a thorough business or product strategy takes time, but doing so is essential to creating a winning team vision. Planning how to transform your product ideas into workable solutions that clients adore requires careful consideration of some c...

The concept of book value and market value are very different in nature even though they both attempt to estimate how much an asset or a business is worth. These concepts approach valuations from different perspectives as the book value uses historical information to determine the value of the asset while the market value assesses ... Read more

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What is the Beneish M-Score? Definition: The Beneish M-Score is a mathematical model created at the end of the 20th Century by Professor Messod Beneish to identify if a company has manipulated its earnings. The model includes eight financial ratios constructed with data taken from the company’s financial statements and weighted by coefficients. Investors and ... Read more

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Basic EPS refers to a company’s Earnings per Share that are not yet adjusted the account for the effect of dilutive securities securities such as stock options, stock warrants and convertible issues. On the other hand, Diluted EPS reflect how much the company would earn on a per share basis assuming that all of its ... Read more

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Bankruptcy and debt consolidation are strategies through which borrowers can deal with an excessive amount of debt that they can no longer manage. On the other hand, even though they both intend to assist the borrower in this regard they have different consequences for a borrower’s credit and financial situation Throughout the following article we ... Read more

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The Balance of Trade and the Balance of Payments are relevant calculations that illustrate the financial position of a country. They reflect the transactions made by the country with the rest of the world in terms of goods, services and capital and they are used as key indicators to make economic, financial and monetary decisions. ... Read more

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What is the Asset to Sales Ratio? The Assets to Sales Ratio Formula is a similar calculation to the more popular Asset Turnover Ratio, as it also calculates how efficient a company is in employing its assets to generate sales. The main difference between these two ratios is that the Asset to Sales indicates how ... Read more

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The Assessed and Market Value of a property, land or asset are two different types of valuations employed for various purposes. The most easily understood concept of the two is the market value, which is the price that the market has set for the asset based on variety of elements; while the assessed value is ... Read more

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The Annual Percentage Rate (APR) is a calculation that estimates the percentage paid by a borrower or by an investment after any fees and additionally expenses involved are considered while the Average Percentage Yield (APY) is a calculation that incorporates the effect of compounding to estimate the cost of borrowing a loan or the return ... Read more

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An annuity and a pension are different instruments used for retirement planning purposes. They are similar in their goal, but the source of the money is different for each as annuities are commonly funded by individuals while pension funds are funded by companies acting as employers. The following article intends to explain the most important ... Read more

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Annuities and 401(k)s are both investment vehicles frequently used for retirement planning purposes. They are both designed to accumulate and build up retirement funds progressively through the money deposited by the holder and the subsequent investment of such funds, yet they are different in certain aspects. Throughout this article we will disclose the various similarities, ... Read more

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An annuity and a Perpetuity are financial products that provide a set of cash payments to an investor based on certain terms. They are appropriate financial instruments to people who are looking to secure a steady income source as part of their retirement planning. They can also be useful to turn a substantial lump sum ... Read more

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